CAMPUS Corner Blog

2025 Community Impact

Mon, 23 February 2026 08:00:00

CAMPUS USA Credit Union remains deeply committed to giving back and actively supporting the communities where we live, work, and play. In 2025, our dedication to community engagement reached new heights through hands-on involvement, impactful partnerships, and meaningful contributions.

Tips to Improve Your Loan Approval Odds

Sun, 15 February 2026 08:00:00

Whether you’re looking to finance a new car, buy a home, consolidate debt, pay for education expenses, or borrow for another need, preparing your finances beforehand can make all the difference. Here are some tips to help you increase your likelihood of being approved for your next loan – and how to secure more favorable loan terms.

How to Speak Your Partner’s Financial Love Language

Mon, 02 February 2026 08:00:00

Understanding your partner’s "financial love language" can help you build a stronger, more harmonious relationship - both emotionally and financially. In this article, we’ll explore how each love language connects to money habits and decision-making, providing insight into how to align financial goals while strengthening your bond.

How to Finance Your Home Improvement Projects

Fri, 16 January 2026 08:00:00

From upgrading furniture to remodeling a kitchen or installing a pool, a variety of financing options are available. To find the solution that works best for your project, review the following options that CAMPUS has to offer.

Unlock Your Home’s Equity: 6 Savvy Uses

Fri, 02 January 2026 08:00:00

If you’re a homeowner, you have a powerful tool at your fingertips – a Home Equity Loan. This unique financing option allows you to unlock the value in your home to fund your goals affordably. So, why put your dreams on hold when you can take a smarter route to achieve them?

Give the Gift That Grows: Holiday Savings Ideas for Kids

Tue, 23 December 2025 08:00:00

At CAMPUS, we believe financial education starts early. The holidays offer the perfect opportunity to turn gift money into meaningful learning moments.

Give the Gift That Keeps on Giving This Holiday Season

Tue, 16 December 2025 08:00:00

This year, give yourself (and your budget) a gift that keeps on giving. Simple tools and smart financing options that make the holidays merrier and more affordable.

6 Tips to Help with Holiday Budgeting

Tue, 25 November 2025 08:00:00

As we approach the whirlwind of holiday shopping, take the opportunity now to craft a budget that not only preserves the magic of the season but also safeguards your financial well-being.

Hosting Thanksgiving Without Financial Stress

Mon, 17 November 2025 08:00:00

Whether you’re traveling to see loved ones or hosting everyone at your home this Thanksgiving, the costs of food, decorations, and preparations can quickly add up. With a bit of planning and a few smart money tips, you can enjoy a stress-free Thanksgiving - without letting expenses take center stage.

Cybersecurity Tips to Keep You Safe Online

Wed, 22 October 2025 08:00:00

With Cybersecurity Awareness Month taking place each October, it’s a good reminder to pause and review your online habits. Maintaining strong cybersecurity protocols is critical year-round and can help keep your information safe every day.

Protect Your House (& Wallet) with Fall Prep

Tue, 30 September 2025 08:00:00

Fall is the perfect season to get your house in top shape. Tackling a few key maintenance tasks in the fall helps protect your home and finances, giving you peace of mind as the colder months arrive.

Tips to Make College More Affordable

Tue, 26 August 2025 08:00:00

Attending college is an exciting milestone, and with the right financial plan, it can also be an affordable one. Fortunately, you don’t have to have it all figured out at once. With a bit of planning and the right approach, you can make college more affordable and set yourself (or your child) up for success without unnecessary financial stress.

Small Businesses Partner with CAMPUS USA Credit Union

Tue, 15 July 2025 08:00:00

Entrepreneurs have a to-do list that’s a mile long when starting a new business. From choosing your business structure to securing permits, every decision matters. Yet one of the most overlooked (and most important) decisions is choosing the right financial partner.

Whether you’re launching a new venture or seeking better support for your growing company, this guide will help you find a financial partner who’s built to serve your business needs.

New or Used? Your Summer Car-Buying Guide

Thu, 12 June 2025 08:00:00

Summer is prime time for car shopping! With dealership promotions, new inventory, and sunny days ideal for test drives, it’s no wonder many shoppers ask: Should I buy new or used? This guide includes the most important factors to consider before driving off in your next car.

Graduation Financial Guide: Smart Money Moves after the Diploma

Fri, 23 May 2025 09:00:00

Graduation season is a time to celebrate achievements and plan for what comes next. Dive into the essentials every new graduate should know to manage your money confidently.

Raising Financially Confident Teens

Tue, 29 April 2025 08:00:00

Raising Financially Confident Teens
Raising teenagers is never easy. Here are six ways parents can help their teens become more money-savvy and boost their money-management confidence.

CAMPUS USA Credit Union Celebrates 90 Years of Better Banking

Tue, 18 March 2025 08:00:00

CAMPUS USA Credit Union Celebrates 90 Years of Better Banking
2025 marks a monumental milestone for CAMPUS USA Credit Union as we celebrate 90 years of service to our members and communities. Learn more about CAMPUS and how you can help us celebrate.

Should You Leave Money in Peer-to-Peer Payment Apps?

Tue, 11 February 2025 08:00:00

Peer-to-Peer apps provide a seamless way to transfer money digitally, often between users with different financial institutions. However, while they excel at quick transactions, they lack the security and benefits of a dedicated financial institution account. Let’s explore why moving your funds to a credit union account is a wiser financial decision.

Your Tax Preparation Checklist

Sat, 25 January 2025 08:00:00

Tax season can feel like a big headache. The good news? With some preparation, filing your taxes doesn’t have to be so stressful. Check out this simple checklist to help you get ready.

Level Up Your Financial Goals in the New Year

Fri, 17 January 2025 08:00:00

This guide will help you set purposeful financial goals, create actionable plans, and leverage the right tools to accelerate your progress.

End-of-Year Checklist for Business Owners

Thu, 31 October 2024 08:00:00

As you analyze your company's performance over the past year, check these tasks off your to-do list to ensure you’re financially stable and ready to take on the new year.

Mortgage Closing Costs: A Guide for Homebuyers

Tue, 08 October 2024 08:00:00

In this article, we’ll break down mortgage closing costs, detail how much you can expect to pay, and provide ways you can save on this expense.

Don’t Lose Your Balance This Holiday Season

Fri, 27 September 2024 08:00:00

Staying on top of your finances is crucial this time of the year. That’s why we’re revealing some of the best tools to keep your budget in check and your holiday spirit high.

Holiday Budget: Prep Early for the Holidays

Tue, 10 September 2024 08:00:00

Even if this season’s hottest gifts aren’t out yet, there are plenty of ways to get ahead regarding holiday preparations. Here are some tips to help you get started now so that you aren’t scrambling come November and December.

Surprise Costs When Renting Your First Apartment

Tue, 27 August 2024 08:00:00

In this article, we’ll highlight essential financial components to include when creating a budget for renting your first apartment and provide tips to ensure a smooth transition as you move into your new home.

Spaving: A Fine Line Between Savings & Overspending

Thu, 01 August 2024 08:00:00

As online shopping continues to dominate the marketplace, one tactic that is hard to overcome is “spaving,” a relatively new term coined to describe “buy more, save more” sales tactics.

In this blog, we’ll explore the world of spaving, revealing how these marketing tactics work, their impact on your wallet, and how to avoid overspending in the name of saving.

How to Stay Safe from Account Takeover Scams

Mon, 15 July 2024 08:00:00

There is no worse feeling than realizing you've been locked out of your own account. Worse yet, that money is missing, or purchases were made without your authority. Learn how these scams work, how fraudsters obtain your login information, and how you can protect yourself.

5 Things that Affect the Cost of a Used Car

Mon, 01 July 2024 08:00:00

Buying a reliable car at an affordable price is a win-win for you and your wallet. But did you know other factors can affect the total cost of your used car?

Let’s explore the additional costs of preowned vehicles and how you can reduce how much you pay.

Summertime Scams are Coming in Hot

Mon, 03 June 2024 00:00:00

Whether you're globetrotting this summer, coming home from college to work and relax, or planning an epic staycation, here’s a glimpse at some of the more common summertime scams – and ways to keep you and your money safe.

Essential Money Talks to Have with Your Teen

Wed, 15 May 2024 14:59:00

In this article, we’re revealing six money conversations you need to have with your teen. These discussions aren’t just about dollars and cents – they’re about equipping them with the skills they need to navigate the complexities of the financial world and succeed.

Phishing, Smishing, and Vishing: How to Protect Yourself

Fri, 19 April 2024 14:59:12

In this article, we'll dive into the world of these deceptive practices, unravel their intricacies, and equip you with the knowledge you need to protect yourself. Get ready to outsmart the scammers!

Recognizing the Warning Signs of Tax Fraud

Fri, 22 March 2024 08:00:00

Explore common red flags tied to tax fraud so that you’re prepared to deal with anything scammers throw at you.

Pot o’ Gold: Smart Money Moves for St. Paddy’s Day

Fri, 08 March 2024 08:00:00

Enjoy some tips to help you grow your pot of gold in the spirit of St. Patrick’s Day.

6 Essential Credit FAQs Answered

Sat, 17 February 2024 08:00:00

The world of credit reports and scores can be confusing and overwhelming. Fortunately, we're here to help answer some of the more common questions about credit to ensure you’re on the right path to locking in an exceptional score.

Discover the Power of Direct Deposit

Wed, 24 January 2024 08:00:00

Explore the uses and benefits of direct deposit to ensure you’re getting the most out of this service.

Tips to Overcome Debt Struggles

Fri, 15 December 2023 08:00:00

If you’re ready to free yourself from debt, these tips can help you bounce back and get on the path to financial freedom.

What is your Debt-to-Income Ratio?

Mon, 06 November 2023 16:50:21

Learn about loan approvals in simple terms, how your credit score fits in, and why your debt-to-income ratio is crucial.

What Does It Mean to Be Financially Independent?

Tue, 31 October 2023 16:30:22

Explore the four components of modern financial independence and incorporate the following tips into your lifestyle.

Explained: Overdraft Protection and Courtesy Pay

Fri, 20 October 2023 17:22:12

A few ways to protect your account include setting up an overdraft transfer from another account to cover the item or Courtesy Pay, which will cover the item for a fee even if you don't have funds in another account. Learn how these tools work.

Getting Ready for a Pricey Holiday Season

Tue, 26 September 2023 15:10:02

The holiday season is right around the corner, and it's safe to say this will be one of the most expensive yet. Everyone is already feeling the financial squeeze thanks to inflation and rising prices. So, when you think about holiday gifts, decorations, parties, and travel, it can feel overwhelming. Check out our budget-maximizing tips that should help you combat rising prices.

Gen Z: It's Time to Kick start Your Credit Journey

Wed, 13 September 2023 17:04:14

Laying the foundation for a great score requires minimum effort. The trick is to get started early. The following guide will highlight strategies to build your credit score and tips to keep your score favorable. It's easier than you think and can tremendously impact your future self.

Securing Your Dream Home: An Essential Checklist

Wed, 30 August 2023 16:50:22

Purchasing a home is a significant financial investment that takes time and dedication. While house hunting can be exciting, you need to complete several steps before you’re ready financially to become a homeowner.

7 Common Money Myths You Should Ignore

Wed, 09 August 2023 16:15:37

Everyone has their unique perspective on managing finances. Friends and family often share advice with the best intentions, but sometimes the information might not be entirely aligned with your financial situation. It's essential to filter through the advice and identify the most suitable guidance for you. Check out our list of seven common money myths.

How Do Skip-a-Payment Offers Work?

Tue, 25 July 2023 15:36:47

Everyone needs access to extra cash from time to time. Whether it’s an unforeseen medical bill, a sudden car repair, or for additional spending money during your vacation, having extra cash on hand is always welcome. If you’re looking for a practical solution, consider skipping a loan payment.

4 Popular Scams Coming Soon to Your Inbox

Fri, 14 July 2023 15:21:25

Recently, it seems like a day doesn’t go by without someone trying to lure you into a scam. Whether through text messages, social media, robocalls, or email, fraudsters are always working overtime. And just when you think you know all their moves, a new ploy lands in your lap. Learn more about these common scams.

What is a Share-Secured Loan?

Thu, 15 June 2023 09:54:41

When it comes to borrowing money, there are a variety of loans available. You’re probably familiar with most options – from car loans and home mortgages to credit cards and student loans. But have you ever heard of a share-secured loan? If you answered no, you’re not alone.

Fun Ways to Teach Kids About Money

Tue, 09 May 2023 16:56:37

It’s never too early to begin teaching kids about money. Responsible money management is a vital skill they will carry throughout their lives. However, the subject isn’t always the most entertaining, especially for younger children. Many find it dull or have difficulty understanding the concepts.
Fortunately, there are many fun and engaging ways to educate your child about money. All it takes is a little time and some creativity.

8 Wise Money Moves to Make in Your 30s

Wed, 12 April 2023 16:14:21

Much of your twenties is spent figuring out who you are and where you’re going in life. As you progress into your thirties, more pieces of that puzzle begin to fall into place. Perhaps you’re planning to get married or start a family. Maybe specific career goals are on your mind. Regardless, it’s often a period of significant personal growth.

Love Your Car, But Not Your Payments?

Mon, 06 March 2023 12:01:11

Buying a car is an exciting experience, and it's easy to get caught up in the thrill of driving your new vehicle. However, once the initial excitement fades, you might find yourself concerned about the monthly payments on your auto loan. Fortunately, there is a solution: refinancing. Learn more about how refinancing can help you lower your payments and make your car more affordable.

Setting New Years [Financial] Resolutions as a Couple

Sun, 01 January 2023 17:21:25

Consistently among the top resolutions are living healthier, spending more time with family and friends, and bettering one’s financial position. However, while you may have the best intentions, keeping resolutions throughout the year can be challenging – especially regarding financial goals. Learn more about making goals as a couple.

Quick Tips to Prevent Fraud

Mon, 12 December 2022 17:05:33

Fraud prevention can take some effort, but it's always worth it. Protecting your "worth" is the best way to ensure a healthy future in financial terms. Common sense goes a long way towards keeping your accounts secure, but constant awareness of the risk is not considered paranoid today. It's all too easy to become a victim.

10 Tips to Fight Inflation this Holiday Season

Tue, 08 November 2022 09:45:29

Before you let today’s economic woes bah humbug your holiday spirit, review the following tips to help boost your spending power. Check out our ten tips to help you fight inflation this holiday season.

Mobile Wallets Explained

Fri, 14 October 2022 10:01:00

Every day, our cash society seems to move more into the digital realm. A prominent cause of this shift is convenience, and mobile wallets make the transition seamless. A few years ago, watching someone pay with their phone at a store or restaurant was somewhat rare – today, it’s commonplace. Learn how digital wallets work and the benefits.

4 Popular Scams & How to Protect Yourself

Wed, 28 September 2022 17:00:45

The best way to protect yourself from becoming a fraud or identity theft victim is to understand how these scams work.

Mobile Wallets Explained

Wed, 14 September 2022 16:53:01

Despite the rise in popularity, many members are still unsure about this newer technology. Is it safe? What happens if you lose your phone? It makes sense to be hesitant since a mobile wallet can hold so much of your financial information. Before moving from a physical wallet to a digital one, it’s important to understand how they work.

6-Month Financial Check-Up: Tips to Fight Inflation

Wed, 24 August 2022 16:41:17

The six-month financial check-up is even more crucial today as inflation continues to decrease the value of your money. With less money to spend, it’s important to find ways to maximize your hard-earned dollars.

Smart Money Moves for Members Under 30

Tue, 26 July 2022 11:39:12

While long-term financial goals might seem a lifetime away, the decisions you make today can significantly impact your future fiscal success. Check out these wise money moves you can make in your twenties to prepare yourself for financial events yet to come.

Buy Now, Pay Later - Is There a Catch

Mon, 11 July 2022 10:40:07

What makes the Buy Now, Pay Later option any different from credit cards? Why is it spreading like a wildfire among consumers as a preferred payment option? And, is there a catch?

Budgeting Tricks to Reach Your Goals

Mon, 27 June 2022 17:08:05

The trick to reaching your financial goals involves being prepared, knowing how to deal with setbacks, and finding ways to hold yourself accountable. Check out these tips to help you stick to your budget and achieve financial success.

7 Ways to Improve Your Finances

Thu, 16 June 2022 17:05:14

Being financially secure is a goal that most wish to achieve. Check out these 7 tips to help you strengthen your financial standing and prepare you for long-term fiscal success.

Maximize Your Summer to Boost Your College Budget

Fri, 27 May 2022 15:35:48

How Long Do Negative Marks Stay on Your Credit Report?

Mon, 16 May 2022 15:29:15

It’s no secret an excellent credit score provides many financial perks. Learn what affects your credit in a negative way so you can keep your high credit score.

Are You Ready for an Electric Vehicle?

Wed, 27 April 2022 22:11:46

Today’s vehicle inventory provides so many more options that were not around even a decade ago. Not only can you choose a variety of makes and models, but now you also have the option of buying an electric vehicle (EV). With gas prices steadily climbing, you may already be considering going electric.

Why Did My Credit Card Rate Change?

Wed, 30 March 2022 14:37:12

Top six reasons your credit card rate may have changed. Learn how you can address your rates with your financial institution or understand how the economy affects these changes.

Fixed Allowance vs. Chore-Based Allowance: Which Should You Choose?

Wed, 16 March 2022 14:31:45

Paying children an allowance is common practice today, but remember you can take advantage of this opportunity to teach responsible money management and important decision-making skills.

Debt Snowball vs. Debt Avalanche: Which Should You Use?

Wed, 09 February 2022 16:25:27

Two popular strategies to help pay off your debt are the debt snowball and debt avalanche methods. While either will work effectively in paying off debt, the method you choose is a personal choice that usually comes down to what will work best for your financial situation.

The Unobvious Reasons You Need an Emergency Fund

Tue, 25 January 2022 15:54:26

While the uses for an emergency fund may be obvious, the costs of not having one are often overlooked.

10 Ways to Make Your Account More Secure

Wed, 01 December 2021 08:55:31

In today’s digital world, it is more important than ever for people to be vigilant in protecting their identity. Learn 10 ways to start being proactive.

Holiday Safety Tips at the ATM

Tue, 16 November 2021 17:00:27

Fall Financial Clean Up Tips

Wed, 27 October 2021 08:40:08

With many people spending more money during the festive season, the need for budgeting often falls by the wayside. Stay ahead of your finances - here are some financial tips to help make sure your fall and holiday seasons are full of joy.

Social Security's Uncertain Future: What You Should Know

Wed, 06 October 2021 16:23:46

Social Security is a pay-as-you-go system, which means today's workers are paying taxes for the benefits received by today's retirees. However, demographic trends such as lower birth rates, higher retirement rates, and longer life spans are causing long-run fiscal challenges. Learn more about what you should know.

Consolidate Credit Card Debt Before the Holidays

Tue, 28 September 2021 20:48:46

With the holiday season right around the corner, now’s the perfect time to get a handle on any outstanding credit card debt.

Are Bi-Weekly Mortgage Payments Right For You?

Wed, 25 August 2021 13:45:19

For most homeowners, their mortgage payment is due once a month. However, there’s another payment option available that could significantly reduce the amount of interest you pay on your loan, called bi-weekly payments. Learn if this option is a good fit for you and your budget.

How a Credit Card Balance Transfer Works

Thu, 08 July 2021 11:23:25

Credit card debt is the most common type of consumer debt in the United States. If you aren’t paying off the balance every month, overwhelming debt can really sneak up on you. Learn more about why people choose to transfer their balances and how balance transfers work.

4 Factors That Affect Your Credit Score

Mon, 05 July 2021 10:48:19

Your credit score will vary slightly - sometimes daily. Learn more about the top 4 factors that have the most influence on your credit score.

5 Tips When Starting Your Own Business

Thu, 17 June 2021 09:56:30

Before you dive right into your new business venture, check out our tips to help you navigate the waters of starting and running a small business.

7 Tips for Moving on a Budget

Thu, 27 May 2021 14:18:52

While many people know about the large costs associated with moving — like paying movers or renting a moving van, there is also a range of smaller expenses — from gasoline to packing supplies — that can add up as well. Here are seven tips to help you move on a budget.

Are You Living Beyond Your Means?

Thu, 13 May 2021 14:10:21

If you find it challenging to make ends meet, financially speaking, it could be a sign that you are living beyond your means.

Are You Spending Too Much on Groceries?

Wed, 14 April 2021 16:08:44

How many times have you checked out at the grocery store and were surprised by the total? It’s easy to let your grocery bill get too big if you’re not careful. Yes, food prices have gone up for certain items lately, and now we’re making more meals at home rather than eating at restaurants, but there are ways to keep that expense under control.

Know Before You Go (Car Shopping)

Fri, 19 March 2021 17:33:54

Purchasing a new or pre-owned vehicle is very exciting and a little intimidating, because it’s a big financial transaction. So whether you’re buying your first car or your fifth, we have a few tips everyone can appreciate.

Spring Cleaning Your Finances

Mon, 01 March 2021 16:13:43

Spring cleaning your home is probably not a new concept for you. You declutter the garage, clean windows, wipe down baseboards, organize your pantry, and more. But, what about your finances? It pays to spend some time spring cleaning your finances too. Here are six ways to get your finances in order.

10 Things To Do If You Lose Your Wallet

Wed, 03 February 2021 09:58:15

You don't think it will ever happen to you — and then it does. You lose your wallet. And you don't even realize it was missing until you have to pay for something. Learn what to do to protect yourself against fraud and/or identity theft.

How to Choose the Right Location For Your First Home

Mon, 25 January 2021 09:42:57

If you're shopping for your first house, you likely have a wish list or a list of “must-haves” for your dream home. Check out our list of things to consider when choosing the location of your future home.

5 Financial Habits To Start Now

Mon, 04 January 2021 16:08:13

Gaining control over your financial habits is all about making your money work for you. Here are five financial habits you can start right away.

10 Ways to Save More in the New Year

Mon, 28 December 2020 11:59:12

The New Year is a great time to set goals and start fresh. Even if you’re not the best at saving money or cash always seems to be tight, we have ten tips to help you boost your savings this year.

Beware of Popular Holiday Scams

Tue, 24 November 2020 17:31:37

While fraud can occur any time of year, it unfortunately becomes more popular during the holidays. This could be due to the hustle and bustle of the season and the fact that more people are shopping, especially online.

The Best Credit Union Checking Account Features

Mon, 09 November 2020 16:18:06

When you’re looking for a free checking account that you will use for all of your daily transactions and monthly expenses, you should be looking for many different features. The end goal is having a checking account that will work for you. Whether you are a college student, busy parent, or chasing your budding career, you’ll need a flexible account with features that align with your lifestyle.

Should You Lease or Finance Your New Car?

Thu, 22 October 2020 08:26:43

There are plenty of things to consider when purchasing a vehicle. Should you buy a truck, van, SUV, or a sedan? Is fuel efficiency more important to you than plenty of cargo space? From new cars to used cars, you not only have to decide on the make, model, and year, but also on whether you plan to finance or lease a vehicle.

Understanding Digital Wallets

Fri, 09 October 2020 12:43:25

Digital wallets, in some form, have been around for a while. However, recently, they've become an even more popular way of processing transactions around the world. But what exactly are digital wallets, and how do you use them? And, most importantly, are they safe to use?

Refinancing Your Auto Loan is Quick & Easy

Mon, 28 September 2020 14:03:19

Refinancing your auto loan is a quick and easy process that could instantly put more money back in your pocket. Don't know where to get started? We put together this informational guide to help you decide if it’s right for you.

Factors That Could Impact Your Home Loan Approval

Wed, 16 September 2020 16:44:39

3 Home Improvements That Add Value

Fri, 28 August 2020 14:49:26

You can help increase the value of your home even faster with some of these affordable home improvements. We have listed three home improvement projects that can increase the value of your home, as well as make it more comfortable and aesthetically pleasing for you and your guests.

3 Things to Avoid When Applying for a Mortgage

Fri, 07 August 2020 10:25:09

How to Prepare for Hurricane Season

Fri, 24 July 2020 10:54:05

How to Dispute a Credit Report Error

Mon, 13 July 2020 16:27:00

Your credit score is one of the most important numbers to monitor as an adult. It helps you borrow money, determines what interest rates you qualify for, and even plays a role in things such as your ability to rent an apartment. Actively monitoring your credit report and working to improve your score makes life much easier and more affordable.

What Does Being Upside-Down on Your Loan Mean?

Fri, 12 June 2020 14:10:21

Sometimes you will hear the words "upside-down" or "under water" when referring to auto loans. Learn more about what that means and how to prevent this from happening to you.

Tips to Sell Your Home Quicker

Fri, 22 May 2020 17:08:56

Here are some quick and easy things you can do to make your home more attractive to buyers and to help speed up the time it takes to sell. Learn more...

Start Your New Baby's College Savings Now

Fri, 15 May 2020 08:23:41

You should start saving money so you can pay for your child's future college expenses. Yes, it may seem a little early to be thinking about your newborn’s college, but compound interest will be your best friend over the next 18 years. Learn more...

Beware of COVID-19 Scams

Mon, 04 May 2020 10:40:09

To help keep our credit union members safe, we want to remind you to be cautious about scams surrounding COVID-19.

What is the difference between hard and soft credit inquiries

Tue, 28 April 2020 16:03:14

One of the many factors lenders consider when deciding whether to lend involves the number and types of credit inquiries made on your credit report. Learn more...

How to Introduce Your Teenager to Banking

Mon, 13 April 2020 13:51:05

While the banking question is one that might not arise until your kids are teens, the education teenagers need about managing their money today is wholly different from the one you may have received when you opened your first account.

Things Your Preschooler Should Know About Money

Fri, 03 April 2020 16:46:41

For some parents, the thought of teaching preschoolers about money may seem silly or too soon. However, this is one of the most vital ages to begin developing important lifelong habits regarding saving and spending money.

Tue, 24 March 2020 15:20:17

On Friday, March 13, President Donald Trump announced he would be freezing student loan interest as part of a package of emergency executive actions designed to mitigate the economic fallout from the coronavirus outbreak. The unprecedented move will provide relief to the 42 million-plus Americans who owe more than $1.5 trillion in outstanding federal student loans. Read more...

Managing Your Finances During the COVID-19 Pandemic

Fri, 20 March 2020 15:47:56

Now more than ever, it’s important to keep track of your expenses to try to not spend more than you make or increase your credit card debt any more than absolutely necessary. If you feel like you live paycheck to paycheck, then now is definitely time to take a hard look at your expenses, see if you can make adjustments, and take firm control.

Five Tips to Stick to Your Vacation Budget

Thu, 05 March 2020 15:40:11

Admit it…sometimes, you look at a friend or family member’s no-expense-spared vacation posts on social media and wish you could have that too. However, sparing some expenses can allow you to enjoy a vacation while having peace of mind about your spending. Here are a few ways you can still have fun on your vacation, and avoid money making mistakes.

Money Management Tips for Teens

Mon, 17 February 2020 15:07:53

Teaching teens the importance of money management, sooner rather than later, helps prepare them for various financial situations they may face when they are on their own. Discussing these basic tips with your teens can help aid in the development of good financial habits early on.

How Debt Consolidation Loans Work and the Benefits

Mon, 03 February 2020 09:50:56

A debt consolidation loan doesn’t get rid of your debt, it just creates a brand new loan that is the total of all the debt being paid in full. It may save you money or help you get rid of your debt faster. Find out how it work and the benefits for each consumers' needs.

Refinance Your Auto Loan: Is It Right For You?

Tue, 14 January 2020 15:20:50

Refinancing your auto loan is the the perfect solution to lowering the total interest you pay over the life of your loan, lowering your monthly payment, shortening the term of your loan, or all of the above! It’s a quick and easy process….trust us, we are auto loan experts! But, is it right for you?

Control Impulse Buying With Four Basic Rules

Thu, 12 December 2019 14:33:01

Right now, you can easily buy anything you want with a quick tap on your phone or a swipe of your card at the store. Take control of your impulse purchases with four rules as your foundation.

When to Get a Secured Credit Card

Fri, 29 November 2019 08:49:40

Whether you are just starting to build your credit...or you need to repair your credit, a secured credit card might be right for you.

Identity Theft: Warning Signs and Prevention Tips

Tue, 19 November 2019 09:14:45

Know some warning signs that there might be something going on behind the scenes. Identity theft is a very real thing and probably more common than most people would expect. We have compiled a list of red flags to be aware of that might mean someone has your personal information.

Financial Literacy Starts Early and Often

Mon, 28 October 2019 17:01:17

One of the best investments we can make in our community’s future is promoting financial literacy among our youth. Empowering children and young adults with the skills and knowledge they need to make fiscally responsible decisions as an adult is more important than ever! Here are some ways you can begin teaching your children about the importance of money management.

What is Shared Branching

Mon, 14 October 2019 14:00:42

Whether you are close to home or traveling afar - there is an ATM or branch nearby so you can access your account. The Shared Branching Co-op network makes banking with a credit union even more convenient!

Two Ratios That Could Affect Your Loan Approval

Tue, 10 September 2019 14:42:54

Learn more about how these ratios can affect your creditworthiness: debt-to-income ratio and unsecured ratio.

Raising Money-Savvy Kids

Fri, 26 July 2019 09:52:30

Are your children savers, spenders, or, like many other kids, simply unaware of money’s importance? Start talking to your children today about money...here's how to get started.

Best Way to Save for a Mortgage Down Payment

Wed, 05 June 2019 12:31:30

Mortgage down payment. It could well be the three scariest words in the home buying process. If you feel like you will never be able to buy a home because saving up the money for the down payment stumps you at every turn, you should know that you have options. With certain kinds of loans, money in savings and a few down payment alternatives, you might be closer to buying a home than you think.

Buying a Home: The Three Most Important Documents

Thu, 25 April 2019 16:44:06

Buying a home is a huge milestone….because it’s a huge purchase! There is a lot of documentation involved in purchasing a home; be a responsible consumer and learn about some of the most important documents prior to closing.

Six Savvy Ways to Use Your Tax Refund

Mon, 04 March 2019 16:48:52

If you’re expecting a tax refund this year, now is the best time to start planning how you’ll use that extra money. We believe the best uses are to pay down debt and bulk up your savings. Think of your refund as a kick start to a financially healthier YOU!

Five Steps to Help You Prepare for Tax Season

Fri, 18 January 2019 09:35:03

Income tax returns are not due until April 15, but, it’s never too early to start planning ahead. Check out these five steps you can take to prepare for tax season.

Holiday Spending and Managing Debt

Fri, 23 November 2018 14:45:47

We sat down with Ross Jones, Vice President of Consumer Loans at CAMPUS USA Credit Union, to talk about holiday spending and managing debt. Check out some of his tips and insights to keep in mind while you’re swiping your card this holiday season.

Safe Travels: Five Tips to Remember

Fri, 09 November 2018 14:54:22

Exploring new states and other countries can be fun and thrilling. Anytime you are in a new or unfamiliar place there are some safety tips to keep in mind.

The Best Ways to Use a Few Hundred Dollars

Tue, 30 October 2018 16:31:05

Used wisely, even a few hundred extra dollars can put you on the road to a more financially secure future. Check out our favorite tips on putting those dollars to better use.

Retail Secrets: Some Things Are Better Bought in October

Thu, 18 October 2018 16:33:38

The fall season brings fall colors, sometimes cooler temperatures and pumpkin spice everything. Most people do not know that you are better off purchasing some things in October. Thankfully, in Florida, we can take advantage of these deals and not have to wait out a cold, bitter winter to use them – like bikes and outdoor grills. Check out these tips on what you should be shopping for in October to maximize your savings.

Phishing for Funds

Fri, 10 August 2018 13:07:42

It’s important to know about the different ‘phishing’ methods scammers use to victimize innocent people out of their hard earned money. Learn more about the most common forms of phishing and ways you can protect yourself.

4 Signs Your Finances Need a Clean-Up

Mon, 30 July 2018 15:15:30

When your house needs some attention, it is pretty obvious - your laundry baskets are full; the dishwasher needs to be unloaded, while a sink full of dirty dishes await the next load…time to get to work! It may not be as obvious to you when your personal finances need your attention. Here are some common signs of troubled budgets and how you can remedy the problem:

5 Tips Before You Buy Your First Home

Fri, 06 July 2018 15:04:38

Before you get emotionally attached to that dream home you found online, make sure you're ready to buy!

5 Tips to Prepare Financially for Hurricane Season

Fri, 22 June 2018 15:33:53

You may have already started your preparations by stocking up on important items such as batteries, water and gas, but don’t forget that it’s equally as important to be financially ready for a disaster.

Ditch Your Debt

Thu, 01 February 2018 17:03:31

Americans are carrying $3,827,200,000 of consumer debt…how much of that belongs to you? Debt can escalate very quickly or accrue slowly over time. Either way, it can get really out of control; getting back on track means changing your spending behavior and creating new habits.

Eight Shopping Secrets for a Successful Black Friday

Fri, 17 November 2017 09:52:56

With Black Friday quickly approaching and the need to tackle holiday shopping lists not far behind, it’s easy to get overwhelmed if you’re under prepared. Check out our shopping tips and tricks to make your Black Friday experience less stressful!

Emergency Fund: How much you should save and why

Wed, 08 November 2017 10:57:37

While you may not be able to prepare for the unpredictable, you can (and should!) plan for life’s financial surprises. Here are some reasons for placing your safest bet yet – establishing an emergency fund.

Tis the Season of Saving

Thu, 02 November 2017 12:50:37

Five holiday-shopping secrets to keep your family, friends and finances happy!

Money Mistakes: Four Financial Faux Pas to Avoid

Tue, 24 October 2017 14:58:34

It’s easy to get caught up in the moment and practice poor financial management. It can happen to anyone. Thankfully, there are ways to minimize the consequences or completely rid yourself of the bad habits. Here are four bad habits to get in check now - keeping both you and your money in order.

Small Business Tips: Getting Started

Thu, 19 October 2017 10:53:15

We value our partnerships with small businesses and hope to help other entrepreneurs fulfill their dreams of starting their own business. Here’s some advice from our Vice President in Commercial Lending, David Barber, to help your business get started and grow!

5 Ways to Reduce Your Electric Bill

Wed, 11 October 2017 16:10:12

Check out our list of five simple ways to reduce your energy usage and possibly lower your electric bill every month.

Building Credit Like a Boss

Wed, 20 September 2017 09:15:46

Building credit can be a tricky process -- like applying for an entry-level job that demands 3-5 years of experience (ugh). Here are some tips on how to start the journey towards a strong credit profile.

The Value of Renters Insurance

Mon, 04 September 2017 11:18:44

Have you invested in peace of mind? Protection for your belongings is typically more of a concern when there is an imminent threat - don't wait until it's too late!

Budgeting 101

Thu, 24 August 2017 16:32:22

10 Small Tips to Save Big this Semester

Tue, 15 August 2017 14:36:29

Save money one way or another this semester using these surprisingly simple financial tips!

Friday Five: August 4, 2017

Fri, 04 August 2017 08:21:39

Today we have some tips and tricks you will love - check out today's Friday Five!

Friday Five: July 28, 2017

Fri, 28 July 2017 16:38:04

Here are five things we thought were cool or useful - sharing is caring, so, here ya go! Read more...

Driving Into Your First Big Purchase

Thu, 27 July 2017 12:04:57

Your first car – seems like it was just yesterday you were popping the training wheels off your bicycle and couldn’t imagine a more liberating feeling. This is one purchase you’ll be sure to not forget, and there’s a lot to keep in mind before stepping on the gas!

Friday Five: July 21, 2017

Fri, 21 July 2017 14:39:43

Here are five things we thought were cool or useful - sharing is caring, so, here ya go! Read more...

Beyond Your Salary: A Guide to Employee Benefits

Thu, 20 July 2017 16:27:16

CAMPUS USA Credit Union's Human Resources Generalist, AJ Lawson, helps explain employee benefits to help guide you as you begin a new career.

Friday Five: July 14, 2017

Fri, 14 July 2017 14:03:04

Our first edition of the Friday Five is here! Here are five things we thought were cool or useful and we just wanted to share with our readers...

Account Security in a Digital World

Fri, 07 July 2017 17:32:55

Play it safe online using these tips to keep your accounts safe and secure...

Kids & Money: Start Saving Habits Early

Mon, 26 June 2017 15:58:02

Establish saving habits from an early age and increase your child's financial awareness. Learn why you're never too young to start saving!

Summer Savings

Tue, 06 June 2017 16:33:14

Summer time is the season of family fun, traveling and inevitably...spending money. We found several easy ways to help you save money this summer without missing out on all the fun!

Home Improvements That Add Value

Thu, 01 June 2017 14:13:12

Whether you’re in the market for selling or just looking to tackle some items on your improvements list, here are some tips that not only add value, but will help to make your “home sweet home” even sweeter.

Money On-The-Go: 7 Mobile Apps That Improve Your Bottom Line

Wed, 24 May 2017 13:49:51

Whether you need to save money, make money or help keeping your finances organized, we found 7 mobile apps that can help make life a little richer...

6 Factors That Affect Your Score

Fri, 12 May 2017 17:28:35

Check out the first edition of our financial literacy video series on YouTube! Find out what top 6 financial behaviors affect your credit score the most...

Protecting Your Credit Card from Fraud

Fri, 05 May 2017 14:04:41

It is an unfortunate reality, but credit and debit card fraud happens every day – all over the world. Discover how to keep your cards safe from fraud...

Traveling This Summer? Don't Believe These Myths

Tue, 25 April 2017 10:10:48

Planning your summer vacation--don't get distracted by these travel myths...

Five Reasons Why Credit Unions Outrank Banks

Fri, 21 April 2017 16:37:59

'Credit Union' is the latest buzz-word in banking - every wonder why? Find out the top 5 reasons why people are making the switch from their bank to a credit union.

Don't Stash Your Cash at Home

Tue, 18 April 2017 14:41:00

Hiding money in your home may sound tempting to some, but it actually poses a larger risk to consumers than it does depositing it to a financial institution. Check out these important reasons why your money is safer in an account rather than under your mattress.

Our First Post in the CAMPUS Corner Blog

Wed, 12 April 2017 11:17:23

Welcome to CAMPUS USA Credit Union’s first post in the ‘CAMPUS Corner’ Blog! We dedicate this blog to YOU! Our members, readers, family and friends will hopefully look to our new online addition as a resource for financial tips, community involvement highlights, latest news and more...