Offer not available on existing CAMPUS loans. Offer is for new loans only. May not be combined with any other offer. Offer subject to change without notice. Programs, rate, terms, and conditions are subject to change without notice. Subject to credit and property approval. Your rate may be higher based on your creditworthiness and property valuation. Property insurance is required; an appraisal, flood and/or title insurance may be required at an additional expense to the borrower. 1. Example: a $120,000 purchase with a $30,000 down payment at 8.25% for 60 months would require 59 monthly payments of $873.10 and a final balloon payment of $72,062.83, total finance charge of $33,575.73; for a total of payments of $123,575.73. The amount financed is $90,736; the APR is 8.47%. APR= Annual Percentage Rate. Low payments is calculated as a 15 year land loan amortization with a balloon due at 5 years.