Loans that give you some extra credit

Vehicle Loans

Cars, Boats, Bikes and More:

If you’re in the market for a new or used vehicle Count on CAMPUS for your next vehicle loan!

• Fast approval - receive a loan decision within one business day of your application
• Flexible payment terms and competitive rates
• Plus, bring a loan from another lender to CAMPUS and get up to $300¹

Hit the dealership with the negotiating power of a cash buyer and take advantage of dealer rebates to get the best deal. Apply now to get pre-approved before you shop!

1. Offer not available on existing CAMPUS loans. Offer is for new loans only. May not be combined with any other offer. Offer subject to change without notice. Cash bonus is 1.25% of amount financed up to a maximum of $300. Limit one per household. Must present offer at time of loan closing.

Credit Cards

Whether you want to GIVE back with the CAMPUS Children's Miracle Network Platinum Mastercard^®, SAVE money with our low rate CAMPUS Platinum Mastercard^®, or EARN rewards with a CAMPUS Platinum Rewards Mastercard^®, CAMPUS has a credit card to suit your financial needs.

Children’s Miracle Network Platinum Mastercard

A percentage of every purchase made with this card goes directly to Children’s Miracle Network, even if you pay your balance in full each month. To date, the CAMPUS Children's Miracle Network Platinum Mastercard has contributed over $2 million to patient care at UF Health Shands Children’s Hospital in Gainesville, FL. Together we can make miracles happen! 

• Low Fixed Rate
• No annual fee
• No balance transfer fee
• No cash advance fee

CAMPUS Platinum Mastercard

This variable rate card is perfect for CAMPUS members who may carry a balance month-to-month. With no cash advance fee and no balance transfer fee, the CAMPUS Platinum Mastercard can help you manage your finances and daily expenses responsibly. 

• Lowest variable rate
• Variable rate; ensures when rates are low, you pay the lowest possible rate!
• No annual fee
• No balance transfer fee
• No cash advance fee

CAMPUS Platinum Rewards Mastercard

Earn 10,000 bonus points when you open a new CAMPUS Platinum Rewards Mastercard and make $1,000 in purchases in the first 90 days.¹ 

Use your CAMPUS Platinum Rewards Mastercard for all your daily purchases and earn rewards points. Rewards points can be redeemed for merchandise, travel, gift cards, and even cash.

• Variable Rate² ensures when rates are low, you pay the lowest possible rate
• No annual fee
• No balance transfer fee
• No cash advance fee
• One point for every dollar you spend

Enjoy added benefits with a credit card from CAMPUS

Offer subject to change without notice. There are costs associated with the use of this card. For specific information call 800-367-6440 or write us at P.O. Box 147029, Gainesville, FL 32614. 1. Rewards are credited based on purchases with CAMPUS Platinum Rewards Mastercard. Cash advances and balance transfers do not qualify for rewards points. 2. The Annual Percentage Rate is a variable rate and is based on the Wall Street Journal Prime Rate (index), plus a margin. The margin is based on certain creditworthiness criteria. The APR is as low as 14.90% as of 10/01/2024 which is determined by adding together the index and the margin applicable to the card type and the consumer’s credit. The APR could change without notice. APR not to exceed 17.99%.
3. Certain restrictions apply. For details, see the Guide to Benefits.
4. Certain restrictions apply. See Zero Liability for details.

Mastercard, Priceless and the Mastercard brand mark are registered trademarks and Mastercard Global Service and Mastercard Airport Concierge are trademarks of Mastercard International Incorporated, used pursuant to a license.

Important: Credit Card Agreement and Opening Disclosures

Mortgage & Home Equity

Mortgage Purchase or Refinance¹

• No application fee or upfront appraisal fee
• No Intangible Tax (just another perk of financing with a credit union)
• Bi-weekly payment option saves you even more interest²
• Low loan rates

Construction Loans

• One-time closing (only one set of closing costs)
• Permanent rate is locked before construction starts
• No upfront application/appraisal fee
• No intangible tax

Land Loans

• $100 origination fee
• Low monthly payment (based on 15 year amortization)

Home Equity Loans

• Fixed Rate
• Flexible payment terms
• Interest may be tax deductible³

Home Equity Line of Credit

• Same day credit approval
• Variable Rate
• Easy and convenient access to funds

1. Offer is for new loans only. Offer does not apply to existing CAMPUS loans. Programs, rates, terms and conditions are subject to change without notice. Credit approval, sufficient income, adequate property valuation (maximum LTV of 100%) and first mortgage position are required. Offer excludes mobile homes; certain other restrictions apply. Property insurance is required; an appraisal, flood and/or title insurance may be required. 2. Bi-weekly payment options may not be available on all loan scenarios. 3. Consult your tax advisor regarding deductibility of interest.

Personal Loans

A personal loan is the solution for whatever life throws your way. Whether you want to consolidate debt, make home improvements, or need to finance a medical procedure, a CAMPUS Personal Loan can help. 

Types of CAMPUS Personal Loans

Debt Consolidation Loan

Consolidate your debt faster with a debt consolidation signature loan plus get up to a $200 cash bonus¹.

1. Cash rebate is 1.5% of loan amount up to a maximum of $200. Limit one per household. Offer is for Debt Consolidation loans only. Must present this offer at time of loan closing. Must mention promo code: DL200.

Line of Credit

A personal line of credit is a revolving line of credit, similar to a credit card but used only for cash. This type of loan may be used as overdraft protection and you even have convenient access through Online Banking, ATM, over the phone or at any of our service centers.

Share/CD Secured Loan

A share/CD loan is a loan in which you pledge cash on deposit as collateral and great for building credit.

CAMPUS Simplicity Loan

Simple application, fast approvals, and instant access to funds. Your loan proceeds are deposited directly into your checking account the same day¹, in most cases. This is the simple solution to your big ideas!

Home Improvement Loan
Upgrade your kitchen, install a pool, or take care of unexpected repairs without relying on the equity in your home.

Purchase Loan (Tractors, Planes, Cars, Golf Carts, etc.)
This isn't your average auto loan! Whether your next vehicle is a classic automobile or an airplane, a CAMPUS Simplicity Purchase Loan can make your dreams a reality.

Family Planning Loan
The only thing simple about growing your family is the CAMPUS Simplicity Loan. Let us help you take the first steps of parenthood. Whether your plans include adoption, fertility treatments, or pregnancy costs, CAMPUS is here for your family. 

Care Loan
Finance medical procedures that often aren't covered, or fully covered, by health insurance with the Simplicity Care Loan. A simpler way to pay for hearing aids, dental, vision, and other medical specialties.

1. Loan is funded the same day if your loan application is approved, and you have completed the following steps by 3:00 p.m. Eastern Time on a banking business day: (1) review and electronically sign your loan agreement; (2) provide us with your funding banking information and (3) complete the final verification process.