Loans that give you some extra credit


Vehicle Loans

Cars, Boats, Bikes and More:

If you’re in the market for a new or used vehicle Count on CAMPUS for fast approval and world-class service. As the #1 Auto Lender in many of the markets we serve, we can get you in your new ride fast!



Pre-Approved Draft:

Apply now to get pre-approved before you shop! Hit the dealership with the negotiating power of a cash buyer and take advantage of dealer rebates to get the best deal.

Auto Loan Calculator

How much car can you afford?


Auto Loan Rates

Check out all our auto loan rates.


Credit Cards

CAMPUS has three credit cards to suit your needs. Whether you want to GIVE back with the Children’s Miracle Network Visa Platinum Card, SAVE money with our low rate Visa Platinum Variable Rate Card, or EARN rewards with a CAMPUS Visa Platinum Rewards Card.

Every Visa card comes with peace of mind built in: Visa Traditional Credit Card benefits

Children’s Miracle Network Visa Platinum:

A percentage of every purchase made with this card goes directly to Children’s Miracle Network, even if you pay your balance in full each month. To date the CAMPUS CMN Visa Card has contributed almost $1.5 million to patient care at UF Health Shands Children’s Hospital in Gainesville, FL. Together we can make miracles happen! 

  • Low Fixed Rate
  • No annual fee
  • No balance transfer fee
  • No cash advance fee


CAMPUS Visa Platinum Card

This variable rate card is perfect for CAMPUS members who may carry a balance month-to-month. With no cash advance fee and no balance transfer fee, the CAMPUS Visa Platinum card can help you manage your finances and daily expenses responsibly. 

  • Lowest variable rate
  • Variable rate; ensures when rates are low, you pay the lowest possible rate!
  • No annual fee
  • No balance transfer fee
  • No cash advance fee


CAMPUS Visa Platinum Rewards

Earn 10,000 points when you open a new CAMPUS Visa Platinum Rewards Card and make $500 in purchases in the first 90 days! Apply Now!

Use your CAMPUS Visa Platinum Rewards Card for all your daily purchases and earn rewards points! Rewards points can be redeemed for merchandise, travel, gift cards, and even cash!

  • Variable Rate; ensures when rates are low, you pay the lowest possible rate!
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • One point for every dollar you spend

Important: Credit Card Agreement and Opening Disclosures


Credit Card Comparison Chart

Determine which CAMPUS card is right for you with this side-by-side comparison.


More Tools to Track Your Account

Alerts powered by Visa

Sign up now!

Mortgage & Home Equity

Mortgage Purchase or Refinance1

  • No application fee or upfront appraisal fee
  • No Intangible Tax (just another perk of financing with a credit union)
  • Bi-weekly payment option saves you even more interest2
  • Low loan rates

Construction Loans

  • One-time closing (only one set of closing costs)
  • Permanent rate is locked before construction starts
  • No upfront application/appraisal fee
  • No intangible tax

Land Loans

  • $100 origination fee
  • Low monthly payment (based on 15 year amortization)

Home Equity Loans

  • Fixed Rate
  • Flexible payment terms
  • Interest may be tax deductible3

Home Equity Line of Credit

  • Same day credit approval
  • Variable Rate
  • Easy and convenient access to funds


1 Offer is for new loans only. Offer does not apply to existing CAMPUS loans. Programs, rates, terms and conditions are subject to change without notice. Credit approval, sufficient income, adequate property valuation (maximum LTV of 100%) and first mortgage position are required. Offer excludes mobile homes; certain other restrictions apply. Property insurance is required; an appraisal, flood and/or title insurance may be required. 2 bi-weekly payment options may not be available on all loan scenarios. 3. Consult your tax advisor regarding deductibility of interest.

How Much Home Can I Afford

Use our mortgage calculator to see how much you could pay for a home, how the interest rate can affect your payments, and more!


Home Equity Loans

See our current Home Equity Loan rates.


Mortgage Loan

Whether you’re looking to purchase or refinance your dream home, CAMPUS USA Credit Union has a Mortgage Program that can’t be beat!

Apply Now

Personal Loans

A personal loan is your solution to every day debt. Use a personal loan to consolidate debt, for car repairs, or whenever you find yourself in need. 

  • Consolidate debt to pay it off faster
  • Available for you to use at your discretion
  • Fast, local approvals

Debt Consolidation Calculator

How will a debt consolidation loan help you?