CAMPUS Rates
Effective as of 12/3/2024
Check out our great rates on deposit and loan products.
Auto Motorcycles Boats/Campers ATV/Golf Carts Credit Cards Unsecured Personal Loans Simplicity Loans Savings Deposit Accounts Money Market Checking Certificates of Deposit
Click here to view current rates on Mortgage Loans, Home Equity Loans, and Home Equity Lines of Credit.
Holiday Credit Card Special
Earn 2X Rewards Points
on purchases made with your CAMPUS Platinum Rewards Mastercard®, November 15 through December 31.
Auto - Ocala
| Model/Year | Term | APR* as low as |
|---|---|---|
| 2023-2024 | Up to 60 months | 5.71% |
| 2021-2022 | Up to 48 months | 5.88% |
|
Payment Example for 2023-2024: A $35,100 loan with no money down at 5.59% for 60 months would require 59 monthly payments of $673.45 and a final payment of $672.91, finance charge of $5,406.46, for a total of payments of $40,406.46. The amount financed is $35,000, the APR is 5.71%. Payment Example for 2021-2022: A $35,100 loan with no money down at 5.74% for 48 months would require 47 monthly payments of $821.96 and a final payment of $821.92, finance charge of $4,454.04, for a total of payments of $39,454.04. The amount financed is $35,000, the APR is 5.88%. |
Motorcycles - Ocala
| Model/Year | Term | APR* as low as |
|---|---|---|
| 2020-2024 | Up to 48 months | 8.24% |
| 2013-2019 | Up to 48 months | 9.25% |
|
Payment Example for 2020-2024 - 48mo: A $20,100 loan with no money down at 7.99% for 48 months would require 47 monthly payments of $492.24 and a final payment of $492.15, finance charge of $3,627.43, for a total of payments of $23,627.43. The amount financed is $20,000, the APR is 8.24%. Payment Example for 2013-2019 - 48mo: A $20,100 loan with no money down at 8.99% for 48 months would require 47 monthly payments of $501.97 and a final payment of $501.64, finance charge of $4,094.23, for a total of payments of $24,094.23. The amount financed is $20,000, the APR is 9.25%. |
Boats, Campers, RVs, etc - Ocala
| Term | APR* as low as |
|---|---|
| Up to 96 months | As low as 8.08% |
|
Payment Example for Boats, Campers, RVs, etc: A $30,100 loan with no money down at 7.99% for 96 months would require 95 monthly payments of $426.82 and a final payment of $426.33, finance charge of $10,974.23, for a total of payments of $40,974.23. The amount financed is $30,000, the APR is 8.08%. |
ATV, Golf Cart, Jet Ski/Waverunner, Scooter, Tractor, Trailer - Ocala
| Model/Year | Term | APR* as low as |
|---|---|---|
| 2020-2024 | Up to 48 months | 8.99% |
| 2015-2019 | Up to 48 months | 10.71% |
|
Payment Example for 2020-2024 - 48mo: A $10,100 loan with no money down at 8.49% for 48 months would require 47 monthly payments of $249.78 and a final payment of $249.77, finance charge of $1,989.43, for a total of payments of $11,989.43. The amount financed is $10,000, the APR is 8.99%. Payment Example for 2015-2019 - 48mo: A $10,100 loan with no money down at 10.19% for 48 months would require 47 monthly payments of $258.18 and a final payment of $257.84, finance charge of $2,392.30, for a total of payments of $12,392.30. The amount financed is $10,000, the APR is 10.71%. |
Credit Cards - Ocala
| Type | APR* as low as |
|---|---|
| CAMPUS Children's Miracle Network Platinum Mastercard® | 9.80% (fixed) |
| CAMPUS Platinum Mastercard | 11.65% (variable) |
| CAMPUS Platinum Rewards Mastercard | 14.65% (variable) |
*APR=Annual Percentage Rate
There are costs associated with the use of these cards. For specific information call 800-367-6440 or write us at P.O. Box 147029, Gainesville, FL 32614. APR is Annual Percentage Rate.
CAMPUS Children's Miracle Network Platinum Mastercard: The APR is as low as 9.80% as of 12/03/2024 which is determined by the consumer’s credit.
CAMPUS Platinum Mastercard: The APR is a variable rate and is based on the Wall Street Journal Prime Rate (index), plus a margin. The margin is based on certain creditworthiness criteria. The APR is as low as 11.65% as of 12/03/2024 which is determined by adding together the index and the margin applicable to the card type and the consumer’s credit. The APR could change without notice. APR not to exceed 17.99%.
CAMPUS Platinum Rewards Mastercard: The APR is a variable rate and is based on the Wall Street Journal Prime Rate (index), plus a margin. The margin is based on certain creditworthiness criteria. The APR is as low as 14.65% as of 12/03/2024 which is determined by adding together the index and the margin applicable to the card type and the consumer’s credit. The APR could change without notice. APR not to exceed 17.99%.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license.
Unsecured Personal Loans - Ocala
| Term | APR* as low as |
|---|---|
| Up to 48 months | 9.37% |
|
Payment Example for Up to 48 months: A $30,100 loan at 9.19% for 48 months would require 47 monthly payments of $754.57 and a final payment of $754.12, finance charge of $6,218.91, for a total of payments of $36,218.91. The amount financed is $30,000, the APR is 9.37%. APR = Annual Percentage Rate. |
Simplicity Home Improvement - Ocala
| Term | APR* as low as |
|---|---|
| Up to 120 months | 9.04% |
|
Payment Example for Up to 120 months: A $50,100 loan with no money down at 8.99% for 120 months would require 119 monthly payments of $636.77 and a final payment of $636.05, finance charge of $26,411.68, for a total of payments of $76,411.68. The amount financed is $50,000, the APR is 9.04%. APR = Annual Percentage Rate. |
Simplicity Family Planning - Ocala
| Term | APR* as low as |
|---|---|
| Up to 120 months | 8.34% |
|
Payment Example for Up to 120 months: A $50,100 loan with no money down at 8.29% for 120 months would require 119 monthly payments of $617.70 and a final payment of $617.35, finance charge of $24,123.65, for a total of payments of $74,123.65. The amount financed is $50,000, the APR is 8.34%. APR = Annual Percentage Rate.. |
Simplicity Purchase - Ocala
| Term | APR* as low as |
|---|---|
| Up to 75 months | 8.57% |
|
Payment Example for Up to 75 months: A $50,100 loan with no money down at 8.49% for 75 months would require 74 monthly payments of $866.15 and a final payment of $865.40, finance charge of $14,960.50, for a total of payments of $64,960.50. The amount financed is $50,000, the APR is 8.57%. APR = Annual Percentage Rate. |
Simplicity Care - Ocala
| Term | APR* as low as |
|---|---|
| Up to 96 months | 8.85% |
|
Payment Example for Up to 96 months: A $50,100 loan with no money down at 8.79% for 96 months would require 95 monthly payments of $731.18 and a final payment of $731.06, finance charge of $20,193.16, for a total of payments of $70,193.16. The amount financed is $50,000, the APR is 8.85%. APR = Annual Percentage Rate. |
Savings - Ocala
| Amount | Dividend Rate | APY * |
|---|---|---|
| $5.00 – $1,999 | 0.00% | 0.00% |
| $2,000- $24,999 | 0.10% | 0.10% |
| $25,000- $49,999 | 0.15% | 0.15% |
| $50,000- $74,999 | 0.20% | 0.20% |
| $75,000 + | 0.25% | 0.25% |
Deposit Accounts - Ocala
| Type | Dividend Rate | APY * |
|---|---|---|
| CAMPUS Kids | 1.00% | 1.00% |
| Holiday Club | 1.00% | 1.00% |
| IRA Savings | 0.40% | 0.40% |
| Vacation Club | 1.00% | 1.00% |
Money Market Checking - Ocala
| Amount | Dividend Rate | APY * |
|---|---|---|
| $10,000 - $49,999 | 0.15% | 0.15% |
| $50,000 – $99,999 | 0.25% | 0.25% |
| $100,000 – $199,999 | 0.35% | 0.35% |
| $200,000 – $299,999 | 0.45% | 0.45% |
| $300,000 – $499,999 | 0.55% | 0.55% |
| $500,000 – AND OVER | 0.65% | 0.65% |
Certificate of Deposit - Ocala
| Term | Deposit | Dividend Rate | APY * |
|---|---|---|---|
| 91 day | $2,000 – $24,999 | 0.85% | 0.85% |
| 91 day | $25,000 + | 1.00% | 1.00% |
| 182 day | $2,000 – $24,999 | 1.00% | 1.00% |
| 182 day | $25,000 + | 1.25% | 1.26% |
| 9 month | $2,000 – $24,999 | 1.25% | 1.26% |
| 9 month | $25,000 + | 1.50% | 1.51% |
| 1 year | $2,000 – $24,999 | 1.75% | 1.76% |
| 1 year | $25,000 + | 2.00% | 2.02% |
| 18 month | $2,000 – $24,999 | 2.00% | 2.02% |
| 18 month | $25,000 + | 2.25% | 2.27% |
| 2 year | $2,000 – $24,999 | 2.25% | 2.27% |
| 2 year | $25,000 + | 2.50% | 2.53% |
| 3 year | $2,000 – $24,999 | 2.50% | 2.53% |
| 3 year | $25,000 + | 2.75% | 2.78% |
| 4 year | $2,000 – $24,999 | 2.75% | 2.78% |
| 4 year | $25,000 + | 3.00% | 3.04% |
| 5 year | $2,000 – $24,999 | 3.00% | 3.04% |
| 5 year | $25,000 + | 3.25% | 3.30% |
Savings, Money Market, IRA Savings, Checking and Vacation/Holiday Club accounts are variable rate accounts and are subject to change after the account is opened. Call 800-367-6440 for further information about applicable fees, terms and to obtain current rate information.
Your CAMPUS USA Credit Union accounts are federally insured by the National Credit Union Administration, a U.S. Government Agency, up to $250,000. Click here for more details.
All rates subject to change without notice. Call 800-367-6440 and press 4 for further information about applicable fees and terms, and to obtain current rate information.