CAMPUS Rates

Effective as of 12/10/2024

Check out our great rates on deposit and loan products.

Your Area

Click here to view current rates on Mortgage Loans, Home Equity Loans, and Home Equity Lines of Credit.

Holiday Credit Card Special

Earn 2X Rewards Points

on purchases made with your CAMPUS Platinum Rewards Mastercard®, November 15 through December 31.

Learn more.

Auto - Ocala

Model/Year Term APR* as low as
2023-2024 Up to 60 months 5.71%
2021-2022 Up to 48 months 5.88%

Payment Example for 2023-2024: A $35,100 loan with no money down at 5.59% for 60 months would require 59 monthly payments of $673.45 and a final payment of $672.91, finance charge of $5,406.46, for a total of payments of $40,406.46. The amount financed is $35,000, the APR is 5.71%.

Payment Example for 2021-2022: A $35,100 loan with no money down at 5.74% for 48 months would require 47 monthly payments of $821.96 and a final payment of $821.92, finance charge of $4,454.04, for a total of payments of $39,454.04. The amount financed is $35,000, the APR is 5.88%.

Additional rates and terms available for all vehicle years. APR = Annual Percentage Rate.

Motorcycles - Ocala

Model/Year Term APR* as low as
2020-2024 Up to 48 months 8.24%
2013-2019 Up to 48 months 9.25%

Payment Example for 2020-2024 - 48mo: A $20,100 loan with no money down at 7.99% for 48 months would require 47 monthly payments of $492.24 and a final payment of $492.15, finance charge of $3,627.43, for a total of payments of $23,627.43. The amount financed is $20,000, the APR is 8.24%.

Payment Example for 2013-2019 - 48mo: A $20,100 loan with no money down at 8.99% for 48 months would require 47 monthly payments of $501.97 and a final payment of $501.64, finance charge of $4,094.23, for a total of payments of $24,094.23. The amount financed is $20,000, the APR is 9.25%.

Additional rates and terms available for all vehicle years. APR = Annual Percentage Rate.

Boats, Campers, RVs, etc - Ocala

Term APR* as low as
Up to 96 months As low as 8.08%

Payment Example for Boats, Campers, RVs, etc: A $30,100 loan with no money down at 7.99% for 96 months would require 95 monthly payments of $426.82 and a final payment of $426.33, finance charge of $10,974.23, for a total of payments of $40,974.23. The amount financed is $30,000, the APR is 8.08%.

Additional rates and terms available for all vehicle years.

ATV, Golf Cart, Jet Ski/Waverunner, Scooter, Tractor, Trailer - Ocala

Model/Year Term APR* as low as
2020-2024 Up to 48 months 8.99%
2015-2019 Up to 48 months 10.71%

Payment Example for 2020-2024 - 48mo: A $10,100 loan with no money down at 8.49% for 48 months would require 47 monthly payments of $249.78 and a final payment of $249.77, finance charge of $1,989.43, for a total of payments of $11,989.43. The amount financed is $10,000, the APR is 8.99%.

Payment Example for 2015-2019 - 48mo: A $10,100 loan with no money down at 10.19% for 48 months would require 47 monthly payments of $258.18 and a final payment of $257.84, finance charge of $2,392.30, for a total of payments of $12,392.30. The amount financed is $10,000, the APR is 10.71%.

Additional rates and terms available for all vehicle years. APR = Annual Percentage Rate. Terms of 60 months are limited on ATV and Watercraft to MSRP/NADA retail of $7,500 or greater.

Credit Cards - Ocala

Type APR* as low as
CAMPUS Children's Miracle Network Platinum Mastercard® 9.80% (fixed)
CAMPUS Platinum Mastercard 11.65% (variable)
CAMPUS Platinum Rewards Mastercard 14.65% (variable)

*APR=Annual Percentage Rate

There are costs associated with the use of these cards. For specific information call 800-367-6440 or write us at P.O. Box 147029, Gainesville, FL 32614. APR is Annual Percentage Rate.

CAMPUS Children's Miracle Network Platinum Mastercard: The APR is as low as 9.80% as of 12/03/2024 which is determined by the consumer’s credit.
CAMPUS Platinum Mastercard: The APR is a variable rate and is based on the Wall Street Journal Prime Rate (index), plus a margin. The margin is based on certain creditworthiness criteria. The APR is as low as 11.65% as of 12/03/2024 which is determined by adding together the index and the margin applicable to the card type and the consumer’s credit. The APR could change without notice. APR not to exceed 17.99%.
CAMPUS Platinum Rewards Mastercard: The APR is a variable rate and is based on the Wall Street Journal Prime Rate (index), plus a margin. The margin is based on certain creditworthiness criteria. The APR is as low as 14.65% as of 12/03/2024 which is determined by adding together the index and the margin applicable to the card type and the consumer’s credit. The APR could change without notice. APR not to exceed 17.99%.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license.

Unsecured Personal Loans - Ocala

Term APR* as low as
Up to 48 months 9.37%

Payment Example for Up to 48 months: A $30,100 loan at 9.19% for 48 months would require 47 monthly payments of $754.57 and a final payment of $754.12, finance charge of $6,218.91, for a total of payments of $36,218.91. The amount financed is $30,000, the APR is 9.37%. APR = Annual Percentage Rate.

Simplicity Home Improvement - Ocala

Term APR* as low as
Up to 120 months 9.04%

Payment Example for Up to 120 months: A $50,100 loan with no money down at 8.99% for 120 months would require 119 monthly payments of $636.77 and a final payment of $636.05, finance charge of $26,411.68, for a total of payments of $76,411.68. The amount financed is $50,000, the APR is 9.04%. APR = Annual Percentage Rate.

Simplicity Family Planning - Ocala

Term APR* as low as
Up to 120 months 8.34%

Payment Example for Up to 120 months: A $50,100 loan with no money down at 8.29% for 120 months would require 119 monthly payments of $617.70 and a final payment of $617.35, finance charge of $24,123.65, for a total of payments of $74,123.65. The amount financed is $50,000, the APR is 8.34%. APR = Annual Percentage Rate..

Simplicity Purchase - Ocala

Term APR* as low as
Up to 75 months 8.57%

Payment Example for Up to 75 months: A $50,100 loan with no money down at 8.49% for 75 months would require 74 monthly payments of $866.15 and a final payment of $865.40, finance charge of $14,960.50, for a total of payments of $64,960.50. The amount financed is $50,000, the APR is 8.57%. APR = Annual Percentage Rate.

Simplicity Care - Ocala

Term APR* as low as
Up to 96 months 8.85%

Payment Example for Up to 96 months: A $50,100 loan with no money down at 8.79% for 96 months would require 95 monthly payments of $731.18 and a final payment of $731.06, finance charge of $20,193.16, for a total of payments of $70,193.16. The amount financed is $50,000, the APR is 8.85%. APR = Annual Percentage Rate.

Savings - Ocala

Amount Dividend Rate APY *
$5.00 – $1,999 0.00% 0.00%
$2,000- $24,999 0.10% 0.10%
$25,000- $49,999 0.15% 0.15%
$50,000- $74,999 0.20% 0.20%
$75,000 + 0.25% 0.25%

*APY=Annual Percentage Yield

Deposit Accounts - Ocala

Type Dividend Rate APY *
CAMPUS Kids 1.00% 1.00%
Holiday Club 1.00% 1.00%
IRA Savings 0.40% 0.40%
Vacation Club 1.00% 1.00%

*APY=Annual Percentage Yield

Money Market Checking - Ocala

Amount Dividend Rate APY *
$10,000 - $49,999 0.15% 0.15%
$50,000 – $99,999 0.25% 0.25%
$100,000 – $199,999 0.35% 0.35%
$200,000 – $299,999 0.45% 0.45%
$300,000 – $499,999 0.55% 0.55%
$500,000 – AND OVER 0.65% 0.65%

*APY=Annual Percentage Yield

Certificate of Deposit - Ocala

Term Deposit Dividend Rate APY *
91 day $2,000 – $24,999 0.85% 0.85%
91 day $25,000 + 1.00% 1.00%
182 day $2,000 – $24,999 1.00% 1.00%
182 day $25,000 + 1.25% 1.26%
9 month $2,000 – $24,999 1.25% 1.26%
9 month $25,000 + 1.50% 1.51%
1 year $2,000 – $24,999 1.75% 1.76%
1 year $25,000 + 2.00% 2.02%
18 month $2,000 – $24,999 2.00% 2.02%
18 month $25,000 + 2.25% 2.27%
2 year $2,000 – $24,999 2.25% 2.27%
2 year $25,000 + 2.50% 2.53%
3 year $2,000 – $24,999 2.50% 2.53%
3 year $25,000 + 2.75% 2.78%
4 year $2,000 – $24,999 2.75% 2.78%
4 year $25,000 + 3.00% 3.04%
5 year $2,000 – $24,999 3.00% 3.04%
5 year $25,000 + 3.25% 3.30%

*APY = Annual Percentage Yield

Savings, Money Market, IRA Savings, Checking and Vacation/Holiday Club accounts are variable rate accounts and are subject to change after the account is opened. Call 800-367-6440 for further information about applicable fees, terms and to obtain current rate information.

Your CAMPUS USA Credit Union accounts are federally insured by the National Credit Union Administration, a U.S. Government Agency, up to $250,000. Click here for more details.


All rates subject to change without notice. Call 800-367-6440 and press 4 for further information about applicable fees and terms, and to obtain current rate information.